QS $20-23$ Budgeted loan activity LO P$2$

Santos $C0.$ is preparing a cash budget for February. The company has $$18,000$ cash at the beginning of February and anticipates $$69,000$ in cash receipts and $$109,000$ in cash payments during February. What amount, if any, must the company borrow during February to maintain a $$4,000$ cash balance? The company has no loans outstanding on February $1.($Negative cash balances, if any, should be indicated with minus sign.$)$