QUESTION $10$

Select the correct answer regarding estate taxes

:a$.$ Estate taxes are on the transfer of wealth from the living to the deceased.

b$.$ Estate taxes are a minimal source of revenue for the governments that use them and will eventually be eliminated.

c$.$ Estate taxes are extremely difficult to collect.

d$.$ Estate taxes are controversial because they are seen as a tax on the idea of ownership.

$5$ pointsQUESTION $11$

The financial planning process involves

a$.$ assessing your current situation and waiting for the right timing to address your financial goals.

b$.$ sitting down with a financial planning professional and letting them tell you what to do

C$.$ Defining goals and assessing the current situation

D$.$ Defining goals, assessing the current situation, identifying choices $,$ evaluating choices and choosing