Question $1$: Explain whether this loan would be considered a Qualified Mortgage based on points and fees.

Question $2$: Determine the difference in APR between the initial LE and the CD$.$ Explain whether the difference is more or less than the APR accuracy tolerance limit under TRID.

Question $3$: Explain what should have happened when the change was made that resulted in the higher APR and describe the circumstances that made this change allowable under TRID rules.

Question $4$: Identify the unresolved $($or improperly resolved$)$ TRID violation that occurred in the case study.