QUESTION $1$

Use the average daily method to find the finance charge on the credit card account for September $($that will appear on the October bill$).$ The starting balance from the previous month is $280$$$.$ The transactions on the account for the month are given below. Assume an annual interest rate of $29\%$ on the account and that the billing date is October $1$ st$.$ September has $30$ days.

$\backslash$table$[[$September $1,$The starting balance is $280$ $$],[$September $3,$Charged $$123],[$September $10,$Made a payment of $$350],[$September $13,$Returned a T$-$shirt $$25],[$September $22,$Charged $$89]]$

The finance charge is $

$($Round the answer to nearest cent as needed. Type dollars and cents in the two given blanks.$)$