Question 13 (4 points) After issuing a policy to one of its insureds, an insurance company discovers some inaccurate information on the insured's initial policy application. As a result, the insurer decides to void the contract and deny a pending claim. Assuming that the insured's statements on the original application are considered to be "representations", what would the insurance company have to show in order to be able to void the contract and deny the claim? (Check all that apply.) any untrue statements involved material facts the statements were false any misstatement of facts were intentional the insurer relied on the statements in issuing the policy at the specified premium