Question 17 Madeline had a severe allergy attack and crashed her car into a telephone pole while sneezing. The damage to the telephone pole would be covered under Madeline's

Question 17 options:

Uninsured motorist's protection.

Property damage liability policy.

Collision policy

Comprehensive physical damage policy.

Question 18 Patrick has an old beater car and wants to keep his insurance costs down. In order to minimize the financial impact of an accident he may cause, he should, at a minimum, carry which type of insurance?

Question 18 options:

Collision.

No coverage is required for any driver in the United States

Property damage liability.

Comprehensive physical damage

Question 19 Al left his vehicle parked on the street in the front of his house when he went on vacation. While he was gone, his street flooded and his car was severely damaged. This damage would be covered under his

Question 19 options:

Collision policy

Comprehensive damage policy

Property damage liability policy

Uninsured motorist's protection.

Question 20 Which of the following is NOT correct?

Question 20 options:

If you live in a rural area, your auto insurance premium will likely be lower than if you live in a city.

Multiple accidents or traffic violations can increase insurance rates.

In general, young drivers (under 25) and elderly drivers (over 70) have more frequent and more serious accidents.

The number of small claims you have should not affect your premium.