Question 19 2 pts True or False: If you as a risk manager decide that your company should pay for its own medical claims, you will need to have sufficiently large numbers of employees to make your losses credible and predictable. True False Question 20 Which of these statements does NOT describe a Health Savings Account (HSA): HSAs are usually coupled with High Deductible Health Plans (HDHP) If you don't use the money you've saved in an HSA by December 31, you lose the money The IRS limits the amount of money you can contribute every year After age 65, you can use the money you have saved in an HSA for any purpose. Question 21 Which of these provisions are NOT found in health insurance policies: Deductible Maximum Out-Of-Pocket: Co-Payment Considerations