Question $20$

When a bank$$s capital declines below the amount required by regulators, it can increase its capital ratio using:

Retaining earnings.

All the above.

Reducing dividends.

Selling assets.

Question $21$

Money Market Deposit Accounts $($MMDAs$)$ differs from conventional time deposits in that $......$

Do not specify a particular maturity.

Require a larger minimum balance and offer a lower yield

Provide unlimited check$-$writing ability.

No checks can be written.

Question $22$

Venture capital firms assess two major issues when deciding to invest in a company. Which of the following indicates these issues?

Company management and other funding secured by the company.

Funding requested and company financial statements.

A proven company track record and the risk$-$return tradeoff of an investment.

Company$$s potential to generate profits and the funds available to the venture capital company.

Potential for a high return on investment and an easy exit strategy.

$4$ points