Question $24(1$ point$)$

Assume that Sharon purchases $$5,000$ worth of a stock. To do so she uses $$1,000$ of her own money and borrows the remaining $$4,000$ at a $7\mathrm{.}0$ percent interest rate. If the stock's value decreases by $10$ percent in one year and she has to sell the stock at that time, what is her rate of return?

$-10$ percent

$-50$ percent

$-78$ percent

$-156$ percent