Question 2 In general, accelerating cash inflows and decelerating cash outflows would maximize the time value of money. True False Question 3 The U.S. government issues Treasury bonds for short-term borrowing. True False Main Content Question 4 A student can earn a maximum of - points for each weekly discussion in this course. 40 30 10 20 Question 7 Mutual funds are structured in which of the following ways? A. Index funds Main Content B. Open-end funds C. Closed-end funds D. Exchange-traded funds A,B,D A, B, C A, B, C, D B, C, D Question 2 The individual is risk-averse when they would invest in the alternative if they expect the rate of return is less than the risk in the long term. True False Question 10 What would be considered one of the safer ways for the individual to make money? The individual worked for money, and saved or invested the money. The individual did not pay off the credit card balance with the highest interest rate. The individual bought a piece of land that has decreased in value over time. The individual chose to deposit their savings in an institution not insured by the Federal Deposit Insurance Corporation. Question 14 Main Content e process of making decisions for consumer purchases, folow the consecutive steps as shown below: A. Before buying or "prepurchasing" B. Planning to pay C. As buying D. After buying, or "postpurchasing" A.B.C A,C,D A,B,C,D A,B,D Question 15 Perpetuity is an annuity that provides a regular stream of incoming cash and it goes on forever. True False Question 16 Personal finance is the process of paying for or financing a way of living. An individual depends on generating enough income to pay for their expenses. An individual may also need to finance their possessions. True False Question 17 A taxable estate is the gross estate plus the allowable deductions. True False Question 18 Probabilities are used in financial decision for analyzing and projecting outcomes of different financial choices, True False Question 19 When the department store sells a consumer durable and issues a credit to the buyer, the department store bears the default risk. True False