Question 21 The ability to convert financial resources into usable cash with ease is referred to as: bankruptcy. liquidity. investing. saving. opportunity cost. 2 points Question 22 A cost associated with owning a home is: renters insurance the security deposit annual appreciation of the property property taxes the interest lost on the security deposit 2 points Question 23 Which of the following would be considered a long-term liability? A charge account payment A mortgage An installment loan An amount due for taxes The amount due on a credit card 2 points Question 24 A load fund is a mutual fund in which investors pay a commission (or sales charge) every time they purchase shares. that can be loaded into a great big dump truck. that is loaded with good stocks. that smart investors will want to load up on in their portfolio. all of the above.