Question 22: With regards to credit cards, which statement is false? (1 Point) The appropriate use of credit helps to establish a good credit history, which in turn helps to build a good credit score. Credit allows you to make purchases where cash is not an option for example, during COVID where cash may not be accepted, internet purchases etc. Credit cards are convenient as they eliminate the need to carry cash. Credit cards allow cash advances with no impact. Some credit cards offer additional benefits or points, for example travel miles or travel insurance