QUESTION 3 20 points Save Answer The allows adequately capitalized bank holding companies to acquire banks in any state. Riegle-Neal Interstate Banking and Branching Efficiency Act Competitive Equality Banking Act Financial Institutions Reform, Recovery and Enforcement Act Federal Deposit Insurance Corporation Improvement Act O Depository Institutions Deregulation and Monetary Control Act QUESTION 4 20 points Save Answer Which of the following is one of the several advantages that bank holding company organizations have over other types of banking organizations? O Greater access to capital markets Tax advantage Product-line diversification O Ability to use higher leverage All the options are correctQUESTION 5 Consolidation, particularly among saving associations, finance companies, credit unions, security firms, and insurance companies, is: occurring at a rapid pace. non-existent. occurring at a slow pace. disapproved of by the regulators. None of the options are correct