Question $33(1$ point$)$Danielle$,$ a $60-$year$-$old widow, has two financially independent adult children. She is the owner of several income properties, which she would like her children to inherit.She would like to use life insurance to pay the capital gains tax that would be owed on the properties at the time of her death.Which rider might be appropriate for her? a$)$ Paid$-$up additions riderb$)$ Term insurance rider c$)$ Accidental death riderd$)$ Guaranteed insurability benefit rider