Question $39(4$ points$)$

Suppose you have just retired, have accumulated many luxury goods over the years still owe a mortgage on your home, still have unpaid travel expenses con your credit cards, and have helped your adult children financially. Your spouse has recently passed away, and you miss his$/$her contribution to the household income. Which step in the personal financial planning process have you neglected?

A$)$ Review your progress, reevaluate, and revise your plan.

B$)$ Develop a plan of action.

C$)$ Develop your financial health.

D$)$ Define your financial goals.

E$)$ Implement your plan.