Question \#4 (19 Points total) Consider 3 different streams of cash flows (described below): - The first stream is $450 per year for 9 years and begins 5 years from today - The second stream begins 7 years from today with the first cash flow being $400, and with each successive cash flow growing at 6%; and there are a total of 6 cash flows in this second stream. - The third stream has two single cash flows - the first is $8,000 occurring 6 years from today and the second is $13,000 occurring 6 years after the first cash flow. Assume that all cash flows are either discounted or compounded (depending on what is being asked) at 10%. (5 points) What is the present value (today at time 0 ) of the first cash flow stream? (5 points) What if the present value (today at time 0) of the second cash flow stream