Question $46(4$ points$)$

$$

To estimate one's monthly payment on a student loan, a student can multiply their total student loan balance by $\_\_\_\_\_\_\_\_\_\_\_\_.$

Question $46$ options:

$1\%$

$\mathrm{.}25\%$

$\mathrm{.}75\%$

$\mathrm{.}5\%$