Question $4$

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Exam

Ethan, a $45-$year$-$old executive, suffered an illness that prevents him from working at his demanding job. His job falls under a $4$A job classification. He is filing a claim under his "own occupation" disability insurance policy but is unsure whether he will receive full benefits since he is working in a different capacity to keep active for his own mental health. What will determine Ethan's eligibility for full benefits under his policy?

A

The percentage of lost income.

B

His inability to perform the specific duties of his previous occupation regardless of his ability to work in another capacity.

Whether his doctor is recommending he take on outside activity for his own mental health.

D

His total income from all sources, including part$-$time work and investments.

$1$:$22$