A bank has offered you an investment, where you could get RM200,000, 60 years from now after you have invested a certain amount of money continuously for 30 years. The most interesting part is that you can withdraw RM2000 each in year 10, 20, and 30, respectively during the investment period. With a decision to start the first contribution of money 5 years from now, (a) Estimate the amount of money that you need to deposit each year if the bank imposes an interest rate of 5% p.a compounded quarterly for the investment scheme. (7 marks) (b) Calculate the equivalent amount of present value (at time 0) for your investment during the 30 years!