QUESTION 45 Gillian has maintained a spending journal over the past several months. While she is a full-time student, she also maintains a part time job and earns on average $250 per week after deductions and taxes. Her spending journal shows that she's typically spent $400 on regular bills and necessities every month and $400 on discretionary spending like meals out, entertainment, etc. Given this information, what is the bottom line on her monthly cash flow statement? She has a monthly deficit of $650 She has a monthly deficit of $200 She has a monthly surplus of $200 She has a monthly surplus of $650