Question $9$

$2$ pts

The least generous $($must be employed at company longest$)$ vesting schedule permitted for employer contributions to a qualified defined benefit plan that is not top$-$heavy is:

S$-$year cliff vesting or $3-7$ year graduated vesting.

$$ immediate $(100\%)$ vestine.

$5-$year cliff vesting or $2-7$ year graduated vesting.

$3-$year cliff vesting or $2-6$ year graduated vesting.