Quick Easy Question Ill give points fast. The answers I got were wrong..

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Ricky Ripov?s Pawn Shop charges an interest rate of 13.5 percent per month on loans to its customers, Like all lenders, Ricky must report an APR to consumers. Requirement 1: What rate should the shop report? (Round your answer as directed, but do not use rounded numbers in intermediate calculations. Enter your answer as a percent rounded to decimal places (e.g., 32.16).Requirement 2: What is the effective annual rate? (Round your answer as directed, but do not use rounded numbers in intermediate calculations. Enter your answer as a percent rounded to 2 decimal places (e.g., 32.16).)