Radio Frequency Identification $($RFID$)$ is a technology used by drivers with "speed passes" at toll booths and ranchers who track livestock from "farm to fork." Thrift$-$Mart is implementing the technology to track products within its stores. The RFID$-$tagged products will result in better inventory control and save the company $$1\mathrm{.}3$ million per month beginning $3$ months from now. How much can the company afford to spend now to implement the technology at an interest rate of $12\%$ per year, compounded monthly, if it wants to recover its investment in $2(1)/(2)$ years? Also, write a spreadsheet function to display the answer.

Dand $16$f$21$

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$94\%$