Read the case study below and answer all the questions that follow. CAPITECBANK Caperede banking scene busing on the lonreone segretol the South African cara make this se obadia way up on the middle and permiddle-corse segrets. Currently has 11.4 milioni 13 74 orpions and bachel Capaciteinding rent in comunity and its content to providing equal opportunities. Captad's NFRASTRUCTURE r or losed buildings, ta centers, ATM, IT systems and nie baring solutions. Whetersive data collection and sayis copios Capite vs ARTIACH NTELLIGENCE hard residive testing in line with a colle deres. The bank ortales en el king with product sachspeispad go and chwindes Capil's VISION beste header i client contre design and delity and in our passion for helping clients to improve frience lives. The book on the next the top South Alican be the most wider and were movebat. One of Calie's worden die Gel One Accordions Listess payment de making banking simple day. The Caperdhested in awe by 99% ! bilion, sung First National Bert Bout Arias regt brand STRATEGIC GOALS To do CAPITEC FEES VS THE BIG FOUR BANKS Cople armouredes nenes in 2019, bringing price cuts les cross the board a position is the gtal banking age-computing with severe nye accounts. While basis offer diferentes propositions, are ehar aliamarantee illatianiteratthears rate is best at, a cal ABSA NEDBANK 2013 erott FNB CARTEC RSLO STANDARD BANK ES H100 12.00 1.80 Wiel IROS Per 904 aces 7130 15 472 Capibes sapid growth over the past decade, and more has been driven primerly through its simplified approach to berking offering one account with food toes - which under the price and ofter complicated pricing Structures of its competors. We are leading the industry with the lowestes on immediate payments, because We believe that clients should have the ability to pay for large purchases or services simply without waiting MNGOL MARJUN 2020 who need for anhand oral y Vivien-Varteg and communicators are Capit. THE BANKING INDUSTRY AND EXTERNAL ENVIRONMENT The banking industry's Highly related is characted by constant change such as the new Crotondo which was signed into av by President Dyil Roraprese in 2019. This birtis roycopesed by basis. Even though tis bill could result in 95 ili vurdered Sahliars conting less than 500 having the dents of is strongly opposed by the banking sector. The bil sic the billy of forks to lead to this beat and nore the cost of credit the word MNGO MARUN 2120 without the need for cash and affordably says Wiers Verting and communications coactive Capila. THE BANKING INDUSTRY AND EXTERNAL ENVIRONMENT The banking industry is highly red ched by the Code which was signed into wow by Presioart Oy Rarashes in 2013. fri billi songly posed by banks Evert trough this ball could result in 5 miliceturered South African aming less than a having their destes en trongly opposed by the basing sector. The billy the bill of horks to lead to this is and In the cost of 2019 Roybe helded as the year of the customer in South African banking, where the retai berking operators -TimeDigital , Disevery Bork and Bar Zero-vibe launched, while icon Bork, Sasin and Bidvest Bare intend to to beader nel dioral bankining Cape is uitgerystels Mercantile Books include business banking in terms both real and business banking the customer side berelong the candid competition The courty has pro choleriges such as component political clerance, on cornic and GOP gow.igherootte ved rency, high torstates and financially unstable sue-veropres The Trade and higher los grily impacted disordioray sending during 29 to South Mrican Bussumers, and this site in rotivy budowlanyone for the period. Si SA reported in that consumer price for irreased from your ow.porin Vay 4 in June-buted pinoy taste inreases in the cost of apot. The Westination number is the highest reading since November 2017 though is in line with the mediante el local cereris. nacio the cholengemented above, South Alice Aroransa iided showing between into her parts of rice wed the local con. However, since President i Ramoposatorer row President Zuma, tere hos borraved here and improved business and career confidence or the brigt side, there is an increase in intervatore Fech and so thingcorporis operating in SA such as Uber, BB, and many more. The South Alicant information and communication technologies ICT) sector is the largest and rest avand in Arice, which is a fertile pound for nine shopping and wine barking presenting potenties for od rastere. The county corrus o face theres such as the bloos of bodiversity beforestation, and degradation, waste and being pepuis potutorization, pollution and global warming PASTI MNG01 MARUN 2020 [15] Quest Management ses place at various levels within the organisation. Atasch of these levels, managers pertorn diferent dites and are required to formulate specie piers Management takes place at various levels within the organisation. At each of these levels, managers perform different activities and are required to formulate specific plans. 1.1 In light of the statement above, provide examples of activities to be undertaken by Capitec management at each management level. Follow the table below as a guide as you answer this question. (4) MANAGEMENT LEVEL TYPE OF PLAN ACTIVITY Middle management Tactical plans a) Low-/first-line management Operational plans b) 1.2 Use practical examples from the case study to differentiate between a sustainable competitive advantage and a transient competitive advantage. (6) 1.3 Use examples related to Capitec to explain the activities that take place during the strategic planning phase. (5) Question 2 [20] 2.1 Evaluate the vision of Capitec to determine whether it meets the requirements of a good vision statement (8) Hint: When evaluating the vision use a table with the following headings, characteristic, yeso, reason for your answer. 2.2. a) Use the SMART principle to evaluate the two strategic goals of Capitec. b) Re-write the two strategic goals in the case study so that they meet the requirements of a SMART goal (6) (6) Question 3 [20] 3.1 Use a suitable model to analyse the macro-environment of Capitec with specific reference to the case study. (15) 3.2 Use the case study to identify two opportunities and three threats that Capitec face within the macro- environment. (5) Read the case study below and answer all the questions that follow. CAPITECBANK Caperede banking scene busing on the lonreone segretol the South African cara make this se obadia way up on the middle and permiddle-corse segrets. Currently has 11.4 milioni 13 74 orpions and bachel Capaciteinding rent in comunity and its content to providing equal opportunities. Captad's NFRASTRUCTURE r or losed buildings, ta centers, ATM, IT systems and nie baring solutions. Whetersive data collection and sayis copios Capite vs ARTIACH NTELLIGENCE hard residive testing in line with a colle deres. The bank ortales en el king with product sachspeispad go and chwindes Capil's VISION beste header i client contre design and delity and in our passion for helping clients to improve frience lives. The book on the next the top South Alican be the most wider and were movebat. One of Calie's worden die Gel One Accordions Listess payment de making banking simple day. The Caperdhested in awe by 99% ! bilion, sung First National Bert Bout Arias regt brand STRATEGIC GOALS To do CAPITEC FEES VS THE BIG FOUR BANKS Cople armouredes nenes in 2019, bringing price cuts les cross the board a position is the gtal banking age-computing with severe nye accounts. While basis offer diferentes propositions, are ehar aliamarantee illatianiteratthears rate is best at, a cal ABSA NEDBANK 2013 erott FNB CARTEC RSLO STANDARD BANK ES H100 12.00 1.80 Wiel IROS Per 904 aces 7130 15 472 Capibes sapid growth over the past decade, and more has been driven primerly through its simplified approach to berking offering one account with food toes - which under the price and ofter complicated pricing Structures of its competors. We are leading the industry with the lowestes on immediate payments, because We believe that clients should have the ability to pay for large purchases or services simply without waiting MNGOL MARJUN 2020 who need for anhand oral y Vivien-Varteg and communicators are Capit. THE BANKING INDUSTRY AND EXTERNAL ENVIRONMENT The banking industry's Highly related is characted by constant change such as the new Crotondo which was signed into av by President Dyil Roraprese in 2019. This birtis roycopesed by basis. Even though tis bill could result in 95 ili vurdered Sahliars conting less than 500 having the dents of is strongly opposed by the banking sector. The bil sic the billy of forks to lead to this beat and nore the cost of credit the word MNGO MARUN 2120 without the need for cash and affordably says Wiers Verting and communications coactive Capila. THE BANKING INDUSTRY AND EXTERNAL ENVIRONMENT The banking industry is highly red ched by the Code which was signed into wow by Presioart Oy Rarashes in 2013. fri billi songly posed by banks Evert trough this ball could result in 5 miliceturered South African aming less than a having their destes en trongly opposed by the basing sector. The billy the bill of horks to lead to this is and In the cost of 2019 Roybe helded as the year of the customer in South African banking, where the retai berking operators -TimeDigital , Disevery Bork and Bar Zero-vibe launched, while icon Bork, Sasin and Bidvest Bare intend to to beader nel dioral bankining Cape is uitgerystels Mercantile Books include business banking in terms both real and business banking the customer side berelong the candid competition The courty has pro choleriges such as component political clerance, on cornic and GOP gow.igherootte ved rency, high torstates and financially unstable sue-veropres The Trade and higher los grily impacted disordioray sending during 29 to South Mrican Bussumers, and this site in rotivy budowlanyone for the period. Si SA reported in that consumer price for irreased from your ow.porin Vay 4 in June-buted pinoy taste inreases in the cost of apot. The Westination number is the highest reading since November 2017 though is in line with the mediante el local cereris. nacio the cholengemented above, South Alice Aroransa iided showing between into her parts of rice wed the local con. However, since President i Ramoposatorer row President Zuma, tere hos borraved here and improved business and career confidence or the brigt side, there is an increase in intervatore Fech and so thingcorporis operating in SA such as Uber, BB, and many more. The South Alicant information and communication technologies ICT) sector is the largest and rest avand in Arice, which is a fertile pound for nine shopping and wine barking presenting potenties for od rastere. The county corrus o face theres such as the bloos of bodiversity beforestation, and degradation, waste and being pepuis potutorization, pollution and global warming PASTI MNG01 MARUN 2020 [15] Quest Management ses place at various levels within the organisation. Atasch of these levels, managers pertorn diferent dites and are required to formulate specie piers Management takes place at various levels within the organisation. At each of these levels, managers perform different activities and are required to formulate specific plans. 1.1 In light of the statement above, provide examples of activities to be undertaken by Capitec management at each management level. Follow the table below as a guide as you answer this question. (4) MANAGEMENT LEVEL TYPE OF PLAN ACTIVITY Middle management Tactical plans a) Low-/first-line management Operational plans b) 1.2 Use practical examples from the case study to differentiate between a sustainable competitive advantage and a transient competitive advantage. (6) 1.3 Use examples related to Capitec to explain the activities that take place during the strategic planning phase. (5) Question 2 [20] 2.1 Evaluate the vision of Capitec to determine whether it meets the requirements of a good vision statement (8) Hint: When evaluating the vision use a table with the following headings, characteristic, yeso, reason for your answer. 2.2. a) Use the SMART principle to evaluate the two strategic goals of Capitec. b) Re-write the two strategic goals in the case study so that they meet the requirements of a SMART goal (6) (6) Question 3 [20] 3.1 Use a suitable model to analyse the macro-environment of Capitec with specific reference to the case study. (15) 3.2 Use the case study to identify two opportunities and three threats that Capitec face within the macro- environment