Read the case study below and choose the best possible answer to the following question.

During Jennifer's first year of college, she and her friends made a weekly trip to the mall. Most of the time they would just hang out, but Jennifer had applied for several store credit cards. It didn't seem like a big deal. She would buy a few things each week, and the card made it really easy. Jennifer had a work$-$study job on campus, but with all her other bills, she was having a hard time making the card payments. At the end of the semester she was $$2,000$ in debt and was two months behind in making the minimum payments.

Question.

How could Jennifer have avoided this situation?

Asked for a raise at her work$-$study job to help her pay her debts.

Applied for one major credit card, rather than several store credit cards, as the interest rate would be lower.

Called each of the creditors and asked for a decrease in her interest rate.

Used a debit or prepaid credit card when shopping, so she would not be able to spend more than she could reasonably afford.