Read the following papers and answer question 1 to 3

Zins, A. and Weill, L., 2016. The determinants of financial inclusion in Africa. Review of Development Finance, 6(1), pp.46-57.

Neaime, S. and Gaysset, I., 2018. Financial inclusion and stability in MENA: Evidence from poverty and inequality. Finance Research Letters, 24, pp.230-237.

Terenzini, P.T., Cabrera, A.F., Colbeck, C.L., Bjorklund, S.A. and Parente, J.M., 2001. Racial and ethnic diversity in the classroom: Does it promote student learning? The Journal of Higher Education, 72(5), pp.509-531.

Questions 1: For each paper, state whether or not the introduction is based on key components of research (10 marks)

Question 2. From each paper, discuss part of the introduction that relates to each of the five components (if a particular component is missing in paper point it out in your discussion). (40 marks)

Question 3. Consider you are given the opportunity to improve each paper, explain the deficiency that you will want to address (6 marks)