Read the quote below. Using what you've learning the course and from your budget project, answer the question. Be sure to explain your response using details and examples.

"Today's students need a strong foundation in personal finance to help them budget and manage their money. Many students work during high school; some even have credit cards in their own names. After high school, young people often make uninformed decisions that can negatively impact their credit ratings and their ability to gain a security clearance for employment. With the nation currently in the midst of a financial crisis, far too many people are deeply in debt and are faced with the reality of losing their homes and their financial security. The events of the last decade point to the need for a more focused approach to personal finance instruction for students, both while they are in school and in the future. The state standards lay the foundation for a new generation of competent, confident, and financially literate adults."

-Maryland State Department of Education, Financial Literacy Standards 2016

Based off the concepts that were learned in this class, identify and explain 3 actions you will take to ensure your financial stability in the future. Your response may relate to any of the topics below.

• Career choice
• Education
• Savings and Investing
• Credit
• Making large purchases (home, car, etc...)
• Financial obligations and contracts