Read through the material, pretend as if I know nothing about investments. You are presenting a few market perspectives.

Market Perspectives article explains monthly economic and market update over the invasion of Ukraine. We currently see less risk from events in Ukraine to the U.S. economy than to that of the euro area, though the risk of recession would increase if financial conditions tightened significantly, and oil prices settled into a $130 to $150 range. GDP increased at an annual rate of 7.0% in the fourth quarter, up from 2.3% third-quarter growth, according to the second estimate from the Bureau of Economic Analysis. U.S. growth outlook remains unchanged at 3.5% even as Russia's invasion of Ukraine has injected substantial uncertainty into the economy and markets. In the Euro area, higher energy prices are expected to shave up to a percentage point from our previously anticipated 3.5% growth outlook for 2022. The Fed signaled additional rate hikes ahead. Higher oil prices have increased upside risks to inflation and downside risks to growth. All investing is subject to risk, including possible loss of principal. Diversification does not ensure a profit or protect against a loss. Investments in bonds are subject to interest rate, credit, and inflation risk. Investments in stocks or bonds issued by non-U.S. companies are subject to risks including country/regional risk and currency risk. These risks are especially high in emerging markets.

However, on the article Name Q2 2022 Global Market outlook discuss that with the invasion, the Investment in global, international or emerging markets may be significantly affected by political or economic conditions and regulatory requirements in a particular country. Investments in non-U.S. markets can involve risks of currency fluctuation, political and economic instability, different accounting standards and foreign taxation. Such securities may be less liquid and more volatile. Investments in emerging or developing markets involve exposure to economic structures that are generally less diverse and mature, and political systems with less stability than in more developed countries. Investments in non-U.S. markets can involve risks of currency fluctuation, political and economic instability, different accounting standards and foreign taxation. Bond investors should carefully consider risks such as interest rate, credit, default and duration risks. Greater risk, such as increased volatility, limited liquidity, prepayment, non-payment and increased default risk, is inherent in portfolios that invest in high yield ("junk") bonds or mortgage-backed securities, especially mortgage-backed securities with exposure to sub-prime mortgages.

The views in this Global Market Outlook report are subject to change at any time based upon market or other conditions and are current as of March 28, 2022. While all material is deemed to be reliable, accuracy and completeness cannot be guaranteed. Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns. Keep in mind that, like all investing, multi-asset investing does not assure a profit or protect against loss.

On the article name Economic Indicator Dashboard, I learn that Standard Deviation is a statistical measure that reflects the degree to which an individual value in distribution tends to vary from the mean of the distribution. Standard Deviation is a useful tool in measuring the historical typical range as 1 Standard Deviation includes approximately 68% of the historical values in a normal distribution. Using this measurement allows us to exclude the more extreme values which would not be as probable to see from the indicator. Data displayed in the Economic Indicators Dashboard are reflective of current data as provided by the data sources including any revisions to previous data. These revisions may change historic data points and historic ranges for some or all indicators. These changes are usually due to seasonal adjustments to previously supplied data. No investment strategy can guarantee a profit or protect against a loss in a declining market.

On the article Name Fragile-Handle with care give some tips to handle investors with bond-centric portfolios that are likely feeling fragile after unusually poor returns and the tips are the following:

1. The first-quarter 2022 market downturn squeezed equity and fixed-income asset classes alike. This less common market event of both negative stock and bond returns likely affected all investors, but its impact may have gained special notice from conservative, bond-centric investors because they also have the highest loss aversion.

2. You might find it beneficial to reach out proactively to your most conservatively invested clients, as they may be less accustomed to simultaneous stock and bond drawdowns of the magnitude we just witnessed.

3. As their advisor, you've spent a great deal of time building a strong relationship with your clients to gain their trust and develop a thoughtful financial plan. One unfavorable quarter should not trigger a change to that plan if it was appropriate going into the year. Educating your clients on the frequency and magnitude of these types of eventsand keeping their long-term objectives in focuscan help them maintain perspective and stay committed to their plan.

All investing is subject to risk, including the possible loss of the money you invest. Be aware that fluctuations in the financial markets and other factors may cause declines in the value of your account. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income.