Real estate practice

Row 2- Clause that gives lower priority . Row 4 A lien that attaches to all of the debtor's property _ Row 6- A creditor's claim against a debtor's real property _ Row 8- This refers to a creditor who has a lien Row 10 Minimum number days a payment must be overdue to charge a penalty Row 13- Predatory lending practice involving excessive fees : Column 4- The lender is called this in a deed of trust Column 6- Cost of financing expressed as a percentage of the loan ' _ amount Column 10- A clause allowing the lender to declare the balance due _ Column 12- A prepayment penalty can only be charged during the first years