RED = Navy Fed @ 0.25% GREEN = USAA @ 0.01% An explanation of what the plots are showing. Navy Fed = (4,82.834) USAA = (4,48.993) Values for the accrued amount or growth factor, and the recurring deposit amount and number of years you used. Navy Fed = 82.834 years x monthly deposit of $250.00 = $420,708.50 USAA = 48.993 years x monthly deposit of $250.00 = $12,248.25