Refer to Table $13-28.$

Onshore Bank has $$32$ million in assets, with risk$-$weighted assets of $$22$ million. Core Equity Tier $1($CET$1)$ capital is $$1,000,000,$ additional Tier I capital is $$340,000,$ and Tier II capital is $$424,000.$ The current value of the CET$1$ ratio is $4\mathrm{.}55$ percent, the Tier I ratio is $6\mathrm{.}09$ percent, and the total capital ratio is $8\mathrm{.}02$ percent.

Calculate the new value of CET$1,$ Tier I, and total c$$pital ratios for the following transactions.

a$.$ The bank repurchases $$112,000$ of common stock with cash.

b$.$ The bank issues $$3\mathrm{.}2$ million of CDs and uses the proceeds to issue category $1$ mortgage loans with a loan$-$to$-$value ratio of $80$ percent.

c$.$ The bank receives $$512,000$ in deposits and invests them in $T-$bills.

d$.$ The bank issues $$812,000$ in common stock and lends it to help finance a new shopping mall. The developer has an A credit rating.

e$.$ The bank issues $$2\mathrm{.}2$ million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds.

f$.$ Homeowners pay back $$5\mathrm{.}2$ million of mortgages with loan$-$to$-$value ratios of $40$ percent and the bank uses the proceeds to build new ATMs.