References

Arner, D$.$ W$.,$ Barberis, J$.,$ & Buckley, R$.$ P$.(2016).$ The evolution of Fintech: A new post$-$crisis paradigm? Georgetown Journal of International Law, $47,1271-1319.$

Chen, Y$.,$ & Bellavitis, C$.(2019).$ Blockchain disruption and decentralized finance: The rise of decentralized business models. Journal of Business Venturing Insights, $13,$ e$00151.$

Gomber, P$.,$ Koch, J$.-$A$.,$ & Siering, M$.(2017).$ Digital finance and Fintech: Current research and future research directions. Journal of Business Economics, $87,537-580.$

Milian, E$.$ Z$.,$ Spinola, M$.$ D$.$ M$.,$ & Carvalho, M$.$ M$.(2019).$ Fintechs: A literature review and research agenda. Electronic Commerce Research and Applications, $34,100833.$

Thakor, A$.$ V$.(2020).$ Fintech and banking: What do we know? Journal of Financial Intermediation, $41,100833.$

Vives, X$.(2017).$ The impact of Fintech on banking. European Economy: Banks, Regulation, and the Real Sector, $2,97-105.$

Zalan, T$.,$ & Toufaily, E$.(2017).$ The promise of Fintech in emerging markets: Not as disruptive. Contemporary Economics, $11(4),415-430.$

Philippon, T$.(2016).$ The Fintech opportunity. National Bureau of Economic Research, Working Paper No$.22476.$

Das, S$.$ R$.(2019).$ The future of Fintech. Financial Management, $48(4),981-1007.$

Schindler, J$.$ W$.(2017).$ Fintech and financial innovation: Drivers and depth. Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System.

Frost, J$.(2020).$ The economic forces driving Fintech adoption across countries. Bank for International Settlements, Working Paper No$.838.$

Claessens, S$.,$ Frost, J$.,$ Turner, G$.,$ & Zhu, F$.(2018).$ Fintech credit markets around the world: Size, drivers, and policy issues. BIS Quarterly Review, September.

Gai, K$.,$ Qiu, M$.,$ & Sun, X$.(2018).$ A survey on Fintech. Journal of Network and Computer Applications, $103,262-273.$

Omarini, A$.$ E$.(2018).$ Banks and Fintechs: How to develop a digital open banking approach for the bank's future. International Business Research, $11(9),23-35.$

Jagtiani, J$.,$ & Lemieux, C$.(2017).$ Fintech lending: Financial inclusion, risk pricing, and alternative information. Journal of Financial Economics, $133(3),453-474.$

Top Ten References Closely Relevant to the Topic:

Gomber, P$.,$ Koch, J$.-$A$.,$ & Siering, M$.(2017).$ Digital finance and Fintech: Current research and future research directions. Journal of Business Economics, $87,537-580.$

Thakor, A$.$ V$.(2020).$ Fintech and banking: What do we know? Journal of Financial Intermediation, $41,100833.$

Milian, E$.$ Z$.,$ Spinola, M$.$ D$.$ M$.,$ & Carvalho, M$.$ M$.(2019).$ Fintechs: A literature review and research agenda. Electronic Commerce Research and Applications, $34,100833.$

Vives, X$.(2017).$ The impact of Fintech on banking. European Economy: Banks, Regulation, and the Real Sector, $2,97-105.$

Zalan, T$.,$ & Toufaily, E$.(2017).$ The promise of Fintech in emerging markets: Not as disruptive. Contemporary Economics, $11(4),415-430.$

Chen, Y$.,$ & Bellavitis, C$.(2019).$ Blockchain disruption and decentralized finance: The rise of decentralized business models. Journal of Business Venturing Insights, $13,$ e$00151.$

Das, S$.$ R$.(2019).$ The future of Fintech. Financial Management, $48(4),981-1007.$

Jagtiani, J$.,$ & Lemieux, C$.(2017).$ Fintech lending: Financial inclusion, risk pricing, and alternative information. Journal of Financial Economics, $133(3),453-474.$

Arner, D$.$ W$.,$ Barberis, J$.,$ & Buckley, R$.$ P$.(2016).$ The evolution of Fintech: A new post$-$crisis paradigm? Georgetown Journal of International Law, $47,1271-1319.$

Frost, J$.(2020).$ The economic forces driving Fintech adoption across countries. Bank for International Settlements, Working Paper No$.838.$

$6.$ Using these references, write a literature review on "Assessing the Impact of Fintech on Traditional Banking: