Which of the following is most likely to be correct? O a. subprime loans are a major liability category on the balance sheet for many banks b. subprime loans are the safest loans that a bank issues c. loans granted to borrowers with very low FICO scores (350 to 550) are likely to be subprime loans d. loans granted to borrowers with very high FICO scores (750-850) are likely to be subprime loans e. subprime loans have lower interest rates than other loans