Question: Representing to the applicant that a specific ancillary coverage or product is included in the policy applied for without an additional charge when such charge

Representing to the applicant that a specific ancillary coverage or product is included in the policy applied for without an additional charge when such charge is required is known as what?

sliding

twisting

misrepresentation

churning

Representing to the applicant that a specific ancillary coverage or product

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