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Desmond is $25$ years old, and he participates in his employer's $401($k$)$ plan. During the year, he contributed $$3,000$ to his $401($k$)$ account.

What is Desmond's saver's credit in each of the following alternative scenarios? $($Use Exhibit $13-8)$

Note: Leave no answer blank. Enter zero if applicable.

a$.$ Desmond is not married and has no dependents. His AGI after deducting his $401($k$)$ contribution is $$40,000.$ Saver's credit: b$.$ Desmond is not married and has no dependents. His AGI after deducting his $401($k$)$ contribution is $$17,500.$ Saver's credit: c$.$ Desmond files as a head of household and has an AGI of $$44,000.$ Saver's credit: d$.$ Desmond and his spouse file jointly and report an AGI of $$30,000$ for the year. Saver's credit: EXHIBIT $13-82023$ Applicable Percentages for Saver's Credit by Filing Status and AGI

Applicable Percentage Joint Filers AGI Heads of Household AGI All Other Filers AGI

$50\%$ $$0$ to $$43,500$ $$0$ to $$32,625$ $$0$ to $$21,750$

$20$ $$43,501$ to $$47,500$ $$32,626$ to $$35,625$ $$21,751$ to $$23,750$

$10$ $$47,501$ to $$73,000$ $$35,626$ to $$54,750$ $$23,751$ to $$36,500$

No credit available Above $$73,000$ Above $$54,750$ Above $$36,500$