Question: requires using the needs-based approach. If your answer is zero, enter '0 Final expense needs Income replacement needs Readjustment period needs Debt-repayment needs College expense

requires using the needs-based approach. If your
requires using the needs-based approach. If your answer is zero, enter '0" Final expense needs Income replacement needs Readjustment period needs Debt-repayment needs College expense needs Other special needs Total financial need S Less: Total government benefits Less: Current insurance assets Additional life insurance needed

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