Research Proposal: Bridging Infrastructure Gaps for Digital Innovation: A Study of FinTech and ICT Risks in South Africa (2025) Title of Study 2 Marks Concise and clear: Limit to no more than 18 words. Descriptive: Reflects the nature and scope of the intended study. Unambiguous: Avoids vagueness and is easily understood. 5Ws framework: The title should reflect the 5Ws. o Who? Target population/organisation (e.g., gender, sector, demographic). o What? Behaviour, attitude, event, or phenomenon under study. o Where? Geographical location or organizational context. o Why? Rationale for the study. o When? Time period (cross-sectional or longitudinal). Relevance: The title should relate to current research trends. Academic Tone: Ensure the title adheres to formal academic writing standards. Ethical considerations: Title should be ethically sound and should avoid sensitive issues, stereotypes, or biased language. Focused and feasible: The title should not be overly broad or ambitious. Business/Management relevance: Title should be tied to organisational or management issues.