Rhonda was a widow who owned her own home where she lived alone.

She had two grown children.

Rhonda was able to take care of herself and to live independently.

Then Rhonda began to show signs of Alzheimer's disease.

It soon became apparent that she could no longer take care of herself.

Her children did not feel that they could care for her because she required constant attention.

Rhonda was moved to a chronic care facility.

The monthly expense for her care and shelter was $6,000.

The children considered selling Rhonda's home to defray these costs.

After carefully assessing the above situation, discuss what you feel would have been the best possible insurance-related product or combination of products for your client(s).

Be sure to consider your client(s)' current and future needs.