Riley has $$94,500$ as cash at home and $$4,800$ as certificates of deposits $($CDs$).$ Her annual expenses are around $$402,000.$ Her emergency fund ratio is closest to

A$.$

$3\mathrm{.}60$ months of living expenses.

B$.$

$3\mathrm{.}29$ months of living expenses.

C$.$

$2\mathrm{.}96$ months of living expenses.

D$.$

$2\mathrm{.}64$ months of living expenses.