Robert, age $71,$ has $$245,000$ in his RRSP$.$ Robert decides to purchase an annuity with the funds in his RRSP$,$ but he has ample income from other sources and does not foresee a need for additional income in the short term. Based on this information, which type of annuity would be the most suitable recommendation for Robert?A$)$ ImmediateB$)$ PrescribedC$)$ AccrualD$)$ Deferred, payments begin at age $75$