Ron Arthur is driving Allison to a function after school. An oncoming driver is texting, crosses the centerline and hits Ron's vehicle in the left front corner only because Ron was able to drive partly off the right side of the road. Otherwise, the impact would have been head on. The driver of the other vehicle has minimum limits required in NC. Ron has the following PAP: Liability coverage $300,000 Medical Payments coverage $5,000 Collision $500 deductible Other-than-collision $100 deductible Uninsured/underinsured coverage $300,000 Ron incurs total medical bills of $100,000; $60,000 for himself and $40,000 for Allison. Under what coverage and how much of these bills would Ron's insurer pay? Uninsured motorist coverage and $30,000 Underinsured motorist coverage and $30,000 Uninsured motorist coverage and $40,000 Underinsured motorist coverage and $40,000