Question: ronnie 4 5 contributes $ 4 0 0 0 to a designated roth account during 2 0 2 3 . if she waits until age

ronnie 45 contributes $4000 to a designated roth account during 2023. if she waits until age 60 to withdraw the finds the earnings will be.
subject to a 10% penalty but not taxed
taxed and subject to a 10% penalty
taxed but no penalty will apply
tax free and penalty free

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