Question: Roy purchased a deferred variable annuity with a guaranteed minimum accumaltion benefit rider. Since he is a experianced investor, roy allocated his premuims to his

Roy purchased a deferred variable annuity with a guaranteed minimum accumaltion benefit rider. Since he is a experianced investor, roy allocated his premuims to his own philosphy rather than the specified asset allocation model. Because of that, his contracts accumulated balue is greater than it would have been under the specfied model. What is the effect on his rider guarentee

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