Question: Ruby and Nigel are married. In 2022, Ruby contributed $7,000 into a spousal RRSP; Nigel did not make any RRSP contributions. Their 2022 RRSP contribution

Ruby and Nigel are married. In 2022, Ruby contributed $7,000 into a spousal RRSP; Nigel did not make any RRSP contributions. Their 2022 RRSP contribution limits ,per their 2021 Notice of Assessments are as follows: Ruby $82,000 and Nigel $45,000.Does Ruby have to complete a T1-0VP

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