Russell has a deferred variable annuity that he purchased 5 years ago. He has been speaking to registered representative Paula about exchanging min annuity for a new deferred variable annuity from her firm. According to Rule 2330, before recommending the exchange, Paula must considerall of the following EXCEPT O'A) whether or not the client would incur a surrender charge in the existing annuity O B) any charges and fees that would be applicable to the exchange Q). C) whether or not the client will be subject to a new surrender period O Dj whether or not the dient contributed to the annuity in a single premium or periodic premiums