S buys a $$50,000$ whole life policy with a $$50,000$ Accidental Death and Dismemberment rider. S dies $1$ year later of natural causes. How much will the insurer pay the beneficiary?

A$.$ No claim will be paid because cause of death was from natural causes

B$.$ Refund of premiums paid plus interest

c$.$ $$100,000$

D$.$ $$50,000$

$$