S9-12. (Learning Objective S: Compute and evaluate three ratios) Tolbert Plumbing Products Ltd. reported the following data in 2018 (in millions) 2018 Net operating revenues Operating expenses Operating income Nonoperating items: 28.9 24.2 4.7 Interest expens(0.8) Other (0.2) s 3.7 Net income Total assets Total common stockholders' equity... $150.0 7.0 Compute Tolbert's leverage ratio, debt ratio, and times-interest-earned ratio, and write a sentence to explain what those ratio values mean. Use year-end figures in place of averages where needed for the purpose of calculating the ratios. Would you be willing to lend Tolbert $1 million? Why or why not