Sam & John are joint tenants on a CD at First Bank. Julle is named as the PUD beneficiary on the account. Sam dies first. the account.

Select the correct disposition of

A$.$ Julie becomes a joint tenant with John, with the right to withdraw funds.

B$.$

Sam's heirs inherit his interest.

C$.$ John and Julie become tenants$-$in$-$common.

D$.$ Julie can take in Sam's death certificate and her driver's license and claim all of the account.

E$.$ John now owns the whole account, and Julie is still listed as a future POD beneficiarv.