Samson can choose between two goods: consumption this week, and consumption next week. His income is 200 this week and their income next week is 200. He can just put this week's money under their mattress for the future. Alternatively, he can borrow 190 and pay back 200 next week. Show Samson's budget set in a suitably labelled graph. The government bans all payday loans. Show the effect on Samson's budget set. Assume that Samson was a borrower before the change. Would this policy make him better or worse off (i.e. happier.) Explain.