Scenario #$1$: Harry turns $72$ in $2022.$ He has two traditional IRA accounts, IRA #$1,$ which is held with a bank and IRA #$2,$ which is held with a brokerage firm. except that Harry is married to Doris. Doris turned $60$ in $2022.$The account balances are indicated below as of December $31$ for each year shown: $20182019202020212022$ IRA #$1$ $ $72,000$ $ $80,000$ $ $89,000$ $ $94,000$ $ $96,000$ IRA #$2$ $ $210,000$ $ $225,000$ $ $252,000$ $ $265,000$ $ $270,000$ Refer to the Life Expectancy Tables in IRS Publication $590-$B for the applicable life expectancy to use as the distribution period for required minimum distributions $($RMDs$.$ Based on this scenario, select the correct answer for each of the following questions. $4.$ Which of the following amounts would be Harry$$s correct initial RMD$?$ a$)$ $$13,103$ b$)$ $ $9,201$ c$)$ $ $3,264$ d$)$ $$12,465$